Paycheck calculator · CT

Connecticut Paycheck Calculator

Connecticut withholds a progressive income tax plus a 0.5% paid leave contribution. Several features of the state tax shrink as income rises, so the share of your pay going to Connecticut climbs faster than the bracket rates suggest.

2026 federal and Connecticut tax rulesFacts verified November 6, 2026

Your numbers

Pay type
$
Pre-tax deductions
% of pay

Traditional (pre-tax) 401(k) or 403(b). Use 0 for Roth.

$ per paycheck

Section 125 deductions, which also skip Social Security and Medicare tax.

W-4 and withholding

W-4 Step 3.

W-4 Step 2 box checked (two jobs)
$ per paycheck

W-4 Step 4(c).

Local tax
%

Optional city or county income tax, e.g. 3.2% in Montgomery County, MD.

Your paycheck

Take-home pay per paycheck

$1,872.62

Paid every two weeks (26 paychecks a year) from $2,500.00 gross pay.

Take-home per year

$48,688

About $4,057 a month

Total tax rate

20.1%

Federal, FICA, state and local

  • Take-home pay$1,872.62
  • Federal income tax$201.15
  • Social Security & Medicare$191.25
  • · Social Security (6.2%)$155.00
  • · Medicare (1.45%)$36.25
  • Connecticut taxes$109.98
  • · Connecticut income tax$97.48
  • · CT Paid Leave (0.5%)$12.50
  • Pre-tax deductions$125.00
  • Gross pay$2,500.00
Gross pay per year
$65,000
$31.25 an hour at 40 hrs a week
Total taxes per year
$13,062

2026 paycheck totals

Per paycheckPer monthPer year
Gross pay$2,500.00$5,416.67$65,000.00
401(k) contribution$125.00$270.83$3,250.00
Federal income tax$201.15$435.83$5,230.00
Social Security$155.00$335.83$4,030.00
Medicare$36.25$78.54$942.50
Connecticut income tax$97.48$211.21$2,534.48
CT Paid Leave (0.5%)$12.50$27.08$325.00
Take-home pay$1,872.62$4,057.34$48,688.03

Connecticut paycheck taxes at a glance

Income tax on wages Progressive, 2% – 6.99%
CT Paid Leave (0.5%) 0.5% of wages up to $184,500
Minimum wage (2026) $16.94 an hour (waitstaff at least $6.38 and bartenders at least $8.23 an hour plus tips)

2026 Connecticut income tax brackets (single filers)

Taxable income Rate
$0 – $9,999 2%
$10,000 – $49,999 4.5%
$50,000 – $99,999 5.5%
$100,000 – $199,999 6%
$200,000 – $249,999 6.5%
$250,000 – $499,999 6.9%
$500,000 and up 6.99%

Example: a $100,100 salary in Connecticut

The median household income in Connecticut is about $100,056 (2025 data). Here's what one earner with that salary, paid every two weeks, filing single with no pre-tax deductions, would see on each paycheck in 2026:

Gross pay $3,850.00
Federal income tax −$507.38
Social Security −$238.70
Medicare −$55.83
Connecticut income tax −$191.58
CT Paid Leave (0.5%) −$19.25
Take-home pay $2,837.26

That's $73,769 a year in take-home pay, or 26.3% of gross pay going to taxes.

Take-home pay by salary in Connecticut

Single filer, paid biweekly, standard W-4, no pre-tax deductions:

Salary Per paycheck Per year State taxes Total tax rate
$40,000 $1,266.44 $32,928 $1,393 17.7%
$60,000 $1,837.40 $47,773 $2,618 20.4%
$80,000 $2,343.65 $60,935 $4,175 23.8%
$100,000 $2,834.81 $73,705 $5,475 26.3%
$150,000 $4,031.38 $104,816 $8,975 30.1%
$200,000 $5,259.79 $136,755 $12,173 31.6%

What changed for 2026

  • The minimum wage rose from $16.35 to $16.94 an hour on January 1, 2026, a 3.6% increase tied to the federal employment cost index. It's set to rise to $17.48 on January 1, 2027.
  • The CT Paid Leave contribution stayed at 0.5%, and the wage cap it applies to rose with the Social Security wage base, from $176,100 to $184,500. The program's board voted to keep the rate at 0.5% for 2027.

Connecticut pay rules worth knowing

  • Connecticut's default is weekly pay. Employers can pay less often, up to monthly, only with approval from the Labor Commissioner.

Why Connecticut tax rises faster than its brackets

Connecticut’s bracket rates run from 2% to 6.99%, but the tax isn’t as simple as applying them. Three features give lower-income households a break and then take it away as income rises:

  • The personal exemption phases out. A single filer gets a $15,000 exemption, reduced by $1,000 for every $1,000 of Connecticut adjusted gross income over $30,000, so it’s gone by $45,000. Married couples filing jointly start at $24,000 with the phase-out beginning at $48,000.
  • The 2% bracket is recaptured. Above a set income, Connecticut adds tax back in steps until the first $10,000 (single) has effectively been taxed at the 4.5% rate instead of 2%. Higher up, further recapture steps do the same for other brackets, until very high earners pay close to a flat rate on all income.
  • The personal tax credit declines. Lower-income filers get a credit worth up to 75% of their tax. It shrinks as income rises and disappears for single filers above roughly $64,500.

The calculator applies all three. A side effect is that the extra tax on a raise can be noticeably higher than the bracket rate in some income ranges. That’s normal for Connecticut and not a payroll error.

CT Paid Leave

Connecticut’s paid family and medical leave program is funded entirely by employees. Employers deduct 0.5% from each paycheck until your wages for the year reach the Social Security wage base, $184,500 in 2026, so the most anyone pays is $922.50. Benefits replace part of your pay when you take qualifying leave. Employers aren’t required to contribute.

Withholding and Form CT-W4

Connecticut doesn’t use your federal W-4. You give your employer Form CT-W4 and choose a withholding code based on your filing status and household income. Employers use the code to look up your personal exemption, the 2% rate phase-out, the recapture amount and your personal tax credit, the same pieces described above. Code D allows no personal exemption and no credit, so it withholds the most. It can help if you have a second job or other income that would otherwise leave you owing.

The W-4 calculator helps with federal withholding, and the income tax calculator estimates your full-year federal tax.

Estimates only. Your employer’s payroll system, your W-4 and your Form CT-W4 determine your actual paycheck.

Sources

Frequently asked questions

What is the most I'll pay into CT Paid Leave in 2026?

$922.50. The contribution is 0.5% of wages up to the Social Security wage base of $184,500. Once your wages for the year pass that amount, the deduction stops.

What does CT Paid Leave pay for?

It replaces part of your income while you take leave for your own serious health condition, to care for a family member, to bond with a new child and for certain other qualifying reasons. Your 0.5% contribution funds the program; employers don't have to contribute.

What is the minimum wage for tipped workers in Connecticut?

For 2026, restaurant waitstaff can be paid $6.38 an hour and bartenders $8.23 an hour, as long as tips bring them to at least the $16.94 minimum.

Why does my Connecticut tax rate jump more than the brackets suggest?

Because several benefits phase out as income rises. The personal exemption shrinks and disappears, the benefit of the lowest 2% bracket is recaptured, and the personal tax credit declines. Each adds a little tax as your income grows, on top of the bracket rate.

When does Connecticut's minimum wage increase next?

On January 1, 2027, to $17.48 an hour. Connecticut adjusts its minimum wage each January based on the federal employment cost index.

Facts verified November 6, 2026. Estimates only; your employer's payroll system and your W-4 determine your actual withholding.