Paycheck calculator · NH

New Hampshire Paycheck Calculator

New Hampshire doesn't tax wages, and since 2025 it doesn't tax interest and dividends either. The state deduction you might see on a New Hampshire pay stub is a voluntary paid family leave premium. If you commute to Massachusetts, though, that state taxes the wages you earn there.

2026 federal and New Hampshire tax rulesFacts verified November 6, 2026

Your numbers

Pay type
$
Pre-tax deductions
% of pay

Traditional (pre-tax) 401(k) or 403(b). Use 0 for Roth.

$ per paycheck

Section 125 deductions, which also skip Social Security and Medicare tax.

W-4 and withholding

W-4 Step 3.

W-4 Step 2 box checked (two jobs)
$ per paycheck

W-4 Step 4(c).

Local tax
%

Optional city or county income tax, e.g. 3.2% in Montgomery County, MD.

Your paycheck

Take-home pay per paycheck

$1,982.60

Paid every two weeks (26 paychecks a year) from $2,500.00 gross pay.

Take-home per year

$51,548

About $4,296 a month

Total tax rate

15.7%

Federal, FICA, state and local

  • Take-home pay$1,982.60
  • Federal income tax$201.15
  • Social Security & Medicare$191.25
  • · Social Security (6.2%)$155.00
  • · Medicare (1.45%)$36.25
  • Pre-tax deductions$125.00
  • Gross pay$2,500.00
Gross pay per year
$65,000
$31.25 an hour at 40 hrs a week
Total taxes per year
$10,203

New Hampshire has no state income tax on wages.

2026 paycheck totals

Per paycheckPer monthPer year
Gross pay$2,500.00$5,416.67$65,000.00
401(k) contribution$125.00$270.83$3,250.00
Federal income tax$201.15$435.83$5,230.00
Social Security$155.00$335.83$4,030.00
Medicare$36.25$78.54$942.50
Take-home pay$1,982.60$4,295.63$51,547.50

New Hampshire paycheck taxes at a glance

Income tax on wages None
Minimum wage (2026) $7.25 an hour (matches the federal rate; tipped restaurant and hotel workers: base pay of at least 45% of it ($3.27))

Example: a $106,800 salary in New Hampshire

The median household income in New Hampshire is about $106,759 (2025 data). Here's what one earner with that salary, paid every two weeks, filing single with no pre-tax deductions, would see on each paycheck in 2026:

Gross pay $4,107.69
Federal income tax −$564.08
Social Security −$254.68
Medicare −$59.56
Take-home pay $3,229.38

That's $83,964 a year in take-home pay, or 21.4% of gross pay going to taxes.

Take-home pay by salary in New Hampshire

Single filer, paid biweekly, standard W-4, no pre-tax deductions:

Salary Per paycheck Per year State payroll Total tax rate
$40,000 $1,320.00 $34,320 $0 14.2%
$60,000 $1,938.08 $50,390 $0 16%
$80,000 $2,504.23 $65,110 $0 18.6%
$100,000 $3,045.38 $79,180 $0 20.8%
$150,000 $4,376.58 $113,791 $0 24.1%
$200,000 $5,727.96 $148,927 $0 25.5%

New Hampshire pay rules worth knowing

  • Employers must pay weekly or every two weeks, on regular paydays set in advance, within 8 days after the end of a weekly pay period (15 days for biweekly). Paying twice a month or monthly requires permission from the New Hampshire Department of Labor.
  • If you're fired, your final wages are due within 72 hours. If you quit, they're due on the next regular payday, or within 72 hours if you gave at least one pay period's notice.

What’s withheld from a New Hampshire paycheck

If you live and work in New Hampshire, the only taxes withheld are federal: income tax from your W-4, Social Security and Medicare. There’s no state income tax, no mandatory state disability or paid-leave premium, and no city or county income tax.

Since January 1, 2025, New Hampshire hasn’t taxed individuals’ investment income either. The Interest and Dividends Tax, which applied to interest and dividends but never to wages, was repealed that day. For a household with savings or a brokerage account, that’s a change the paycheck calculator won’t show, but it’s real.

New Hampshire’s paid family and medical leave plan is voluntary, which sets it apart from neighboring Massachusetts, where paid family and medical leave is a mandatory state program funded by contributions on wages. Private employers can choose whether to offer coverage. If they do, they can pay the whole premium, or share the cost with employees through payroll deductions.

If your employer offers it as a contributory plan, you’ll see a small deduction on your stub. This calculator doesn’t include it because it isn’t universal. Covered workers can receive 60% of their average weekly wage for up to 6 weeks a year, with wages counted up to the Social Security wage base.

If your employer doesn’t offer coverage, you can buy it yourself through a state-run purchasing pool. The law caps individual premiums at $5 a week, but individual coverage has a 7-month waiting period and you can only sign up during an annual open enrollment window.

How New Hampshire collects instead

No general sales tax. Most purchases in New Hampshire carry no state sales tax at all. The exception is the 8.5% Meals and Rooms (Rentals) Tax on restaurant meals, hotel rooms and certain rentals, so you pay it when you eat out or travel, not at the grocery store. Use the sales tax calculator to see what 8.5% adds to a restaurant bill.

Property tax. With no broad income or sales tax, property tax does much of the work of funding towns and schools. Your bill combines a statewide education property tax with rates set for your town, school district and county, so it varies a lot from one town to the next. Before buying or renting, look up the total rate for the specific town, and use the home affordability calculator to factor it into your budget.

Working in Massachusetts

Massachusetts taxes nonresidents on income from employment carried on in Massachusetts. If you live in New Hampshire and commute to Boston or another Massachusetts city, your employer withholds Massachusetts income tax on those wages. Because New Hampshire doesn’t tax wages, there’s no home-state credit to recover any of it.

Hybrid workers should keep a record of where they work each day. Days worked at home in New Hampshire may be treated differently from days in a Massachusetts office, so ask payroll how it’s splitting your wages. For a commuting paycheck, select Massachusetts in the calculator above.

Estimates only. Your employer’s payroll system and your W-4 determine your actual paycheck.

Sources

Frequently asked questions

Does New Hampshire tax interest and dividends?

Not anymore. The Interest and Dividends Tax was repealed effective January 1, 2025. Wages were never subject to it, so the repeal mainly helps people with savings and investment income.

Can I buy New Hampshire paid family leave if my employer doesn't offer it?

Yes. Workers whose employers don't offer qualifying coverage can buy it individually through a purchasing pool run by New Hampshire Employment Security. By law, premiums for individual coverage can't exceed $5 a week, and there's a 7-month waiting period and an annual open enrollment period.

Do I pay Massachusetts tax if I live in New Hampshire and work in Massachusetts?

Yes, on income from work you do in Massachusetts. Your employer withholds Massachusetts tax on those wages, and New Hampshire has no income tax to give you a credit against it. Run the calculator with Massachusetts selected to estimate a commuting paycheck.

Is there sales tax in New Hampshire?

There's no general sales tax. New Hampshire does charge an 8.5% Meals and Rooms (Rentals) Tax on restaurant meals, hotel stays and certain other rentals.

Facts verified November 6, 2026. Estimates only; your employer's payroll system and your W-4 determine your actual withholding.